Money guide

How much could your Roth IRA grow?

Estimate long-term Roth IRA growth from contributions and returns.

When this calculator is useful

Project how a current Roth IRA balance plus future annual contributions could grow by retirement.

What to enter

Enter current age, retirement age, current Roth IRA balance, annual contribution and expected annual investment return.

How to read the result

Review the estimated retirement balance, future contributions, investment growth and years invested to see how much of the ending value comes from contributions versus compounding.

Questions worth testing

Compare contributing more each year, retiring later or using a lower expected return.