Money guide

What return did your irregular cash flows actually earn?

Calculate annualised XIRR from dated investments and withdrawals.

When this calculator is useful

Calculate an annualized return for investments with cash flows occurring on irregular dates.

What to enter

Enter each transaction date and cash-flow amount, then the valuation date and current or redemption value.

How to read the result

Annualised XIRR is the single annual return that reconciles the dated inflows and outflows used in the calculation; the cash-flow count confirms which entries were included.

Questions worth testing

Compare the return after changing the final value, adding another contribution or shifting the timing of a major cash flow.