Money guide

How long could an SWP support your withdrawals?

Explore recurring withdrawals against an invested corpus.

When this calculator is useful

Model how long an investment corpus may support systematic withdrawals while the remaining balance continues to earn an assumed return.

What to enter

Enter starting corpus, monthly withdrawal, expected annual return, projection period and annual withdrawal increase.

How to read the result

Use total withdrawals together with the projected remaining balance to judge whether the withdrawal plan appears sustainable over the selected horizon.

Questions worth testing

Compare a lower monthly withdrawal, zero versus inflation-like annual withdrawal increases, or a more conservative return.