Sukanya Samriddhi Calculator – SSY Maturity & Interest
Use this Sukanya Samriddhi Yojana (SSY) calculator to estimate maturity value, future deposits and interest using the account's current age and your contribution assumptions.
Estimate Sukanya Samriddhi maturity
Enter your assumptions, then select Calculate.
Estimated maturity value—
Future deposits—
Estimated interest—
Contribution years remaining—
Years to maturity—
This annual-deposit projection assumes the contribution is available by 5 April so it earns interest for each month of the modeled financial year. SSY interest is calculated from the qualifying monthly balance and credited annually; deposits made later can earn less interest.
Assumptions and limitations
India Post currently states SSY annual deposits are ₹250 to ₹1,50,000, the account matures 21 years after opening and the current interest rate is 8.2%, revised periodically. This calculator models deposits through the first 15 account years.
Method and source references
Rule/rate reference: India Post Sukanya Samriddhi Account guidance and Government of India small-savings notifications.
Frequently asked questions
What does the Sukanya Samriddhi calculator estimate?
It estimates future SSY deposits, interest and maturity value based on account age, contribution and interest rate.
How long do SSY contributions continue?
The calculator models deposits through the first 15 account years and maturity at 21 years from account opening.
Why does SSY deposit timing matter?
SSY interest uses a qualifying monthly balance. This annual model assumes the contribution is available by 5 April for the full modeled financial year.