PPF Calculator India – Maturity Value & Interest
Use this PPF (Public Provident Fund) calculator to estimate maturity value, future deposits and interest, including optional 5-year extension periods.
Estimate your PPF maturity value
Enter your assumptions, then select Calculate.
Estimated maturity value—
Future deposits—
Estimated interest—
Projection period—
This annual-deposit projection assumes the contribution is available by 5 April so it qualifies for interest for each month of the modeled financial year. PPF interest is officially based on the qualifying monthly balance and credited annually; deposits made later can earn less interest.
Assumptions and limitations
India Post currently states PPF allows ₹500 to ₹1,50,000 of annual deposits, has a 15-year tenure, may be extended in 5-year blocks and currently carries a 7.1% rate. Rates can change, so the rate remains editable.
Method and source references
Rule/rate reference: India Post Public Provident Fund guidance and Government of India small-savings rate notifications.
Frequently asked questions
What does a PPF calculator show?
It estimates your Public Provident Fund maturity value, future deposits and interest using the rate and contribution you enter.
Why does deposit timing matter for PPF?
PPF interest depends on the qualifying monthly balance. This annual-deposit projection assumes the contribution is available by 5 April so it can qualify for the full modeled year.
Can I calculate a PPF extension?
Yes. The calculator supports 5-year extension blocks through the extension-years input.