What EMI will this loan really cost you?

Estimate monthly EMI and total interest from loan amount, rate and tenure.

When this calculator is useful

Estimate the EMI, total interest and total repayment for a standard reducing-balance loan.

What to enter

Enter the loan amount, annual interest rate and term in months.

How to read the result

The monthly EMI is the regular payment; total interest shows borrowing cost over the full term, and total repayment combines principal and interest.

Questions worth testing

Compare a shorter term, a lower rate or a smaller loan amount.