Money guide

How much of your HRA could be tax-exempt?

Estimate exempt and taxable HRA under the applicable tax regime.

When this calculator is useful

Estimate the portion of HRA that may qualify for exemption under the entered salary, rent and location assumptions.

What to enter

Enter tax regime, annual basic salary, qualifying DA, HRA received, rent actually paid and whether the residence falls under the applicable metro/non-metro HRA rule.

How to read the result

Review estimated exempt HRA and taxable HRA together with the three HRA-rule limits: actual HRA, rent minus 10% of salary and the applicable 40% or 50% salary limit.

Questions worth testing

Compare metro versus non-metro treatment, a higher rent amount or a different basic-salary figure.