How Much Will My Money Grow?
See how a starting balance, regular monthly contributions, time and an assumed return could affect the estimated value of your investment.
Try the numbers yourself
Estimated ending value
Rounded to the nearest dollar.
Starting amount: —
Total monthly contributions: —
Total amount you put in: —
Investment growth : —
A simple example
Starting with $10,000 and contributing $500 each month for 10 years means putting in $70,000 in total. At a hypothetical 7% annual return with monthly compounding, the estimated ending value is about $106,600.
How the calculator works
The calculator assumes monthly compounding. The starting balance earns the assumed monthly return, and each monthly contribution is added at the end of the month.
What the estimate leaves out
The calculation does not model taxes, investment fees, inflation, contribution timing differences or actual market volatility. Real investment returns are uneven and can be negative.
The practical takeaway
Try changing the starting amount, monthly contribution, time horizon and return assumption to see which inputs have the greatest effect on the estimated result.
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