How much house can you comfortably afford?

Estimate a practical home-buying budget from income, debts and housing costs.

When this calculator is useful

Estimate a home-price range using household income, existing debts, down payment and housing-cost assumptions.

What to enter

Enter gross household income, any co-applicant income where applicable, existing monthly debt, down payment, applicant details, mortgage rate, term, PMI and property-tax assumptions.

How to read the result

Use the affordability result together with the modeled debt-to-income ratio and housing-cost assumptions rather than treating the maximum price as a spending target.

Questions worth testing

Compare a larger down payment, lower mortgage rate, less existing debt or a more conservative DTI.