How much can home-loan prepayments save you?

Estimate interest saved and tenure reduction from recurring prepayments.

When this calculator is useful

Estimate how additional monthly home-loan prepayments could reduce interest and shorten the remaining loan tenure.

What to enter

Enter the current home-loan balance, annual interest rate, remaining years and months, and the additional monthly prepayment.

How to read the result

Compare the normal repayment path with the prepayment path to see how the extra principal affects payoff time and total interest.

Questions worth testing

Test ₹5,000 versus ₹10,000 extra each month, a higher or lower loan rate, or a shorter remaining tenure.