How much money do you need for FIRE?

Estimate an inflation-adjusted FIRE corpus and the investment needed to reach it.

When this calculator is useful

Estimate the corpus needed for financial independence and whether your current investments and contributions are on track to reach it.

What to enter

Enter current age, target FIRE age, current monthly expenses, expected inflation, current corpus, expected pre-FIRE return, current monthly investment and planning withdrawal rate.

How to read the result

Review the estimated FIRE corpus, expenses at FIRE, projected corpus, gap or surplus, required monthly investment and any additional monthly investment needed.

Questions worth testing

Compare a 3.5% versus 4% withdrawal rate, retiring later, higher inflation, or increasing your monthly investment.