How much could your 401(k) grow?

See how contributions, employer match and time can shape your retirement balance.

When this calculator is useful

Estimate how your current 401(k), future employee contributions and employer match could build toward retirement.

What to enter

Enter your current age, retirement age, current 401(k) balance, annual salary, employee contribution rate, employer match rate and cap, expected salary growth and expected investment return.

How to read the result

Focus on the estimated retirement balance, how much came from your own contributions, how much came from employer contributions and how much came from investment growth.

Questions worth testing

Compare a higher employee contribution rate, a stronger employer match, retiring a few years later, or a lower investment-return assumption.